Luxury watches are becoming increasingly popular, and the risk of theft is rising. More than 110,000 of them are now listed in the leading database of stolen watches, . Their total value exceeds €1.8 billion, an increase of 80% since 2023. (source: The Watch Register)
However, watch insurance remains a complex subject for which there is no dedicated offering. The result is a real obstacle course: poorly informed owners, unsuitable home insurance policies, lack of coverage when watches are worn outside the home, insufficient compensation limits, and even expert assessments required after a claim.
All of these factors contribute to the disappointment and trauma experienced by the victims.
Faced with this situation, owners are demanding a simple solution that can meet their needs . Watch Cover was designed with this goal in mind and is the obvious choice.
Insurance tailored to today's needs
Thanks to digital passport technology specialized in watchmaking, Watch Cover is able to offer comprehensive protection for watches with a 100% digital subscription:
- Comprehensive coverage
- The whole world
- Accidental damage
- Theft, including outside the home
- Instant subscription
- Suitable for all watches, including vintage models
- Collection management
- No deductible
- Compensation based on certified value
In the event of theft, the watch can be reported directly online, allowing it to be instantly blacklisted, alerting the relevant parties, making it much more difficult to resell, and maximizing the chances of it being recovered.
Watch Cover is available starting January 8, 2026, at watchcoverinsurance.com for all residents of mainland France, including Corsica.
The best actors together
The Watch Cover program is the result of a unique collaboration between three experts in their field: WATCH CERTIFICATE™, CLEVER, and HISCOX.
- WATCH CERTIFICATE™, the leading watch digital passport , certifies data and provides the essential trust framework for the program.
- CLEVER, an insurance brokerage and consulting firm, builds customized insurance programs for its clients so that insurance is no longer a constraint.
- HISCOX, an international insurer specializing in valuable and collectible items, bears the risk.
“Watch Cover was born from a simple observation: watches are made to be worn, but there is nothing out there to insure them on a daily basis. By linking insurance to our digital passport, we have finally created a simple, credible form of protection that is suitable for all watches.”
Guillaume Kuntz, WATCH CERTIFICATE™
“With Watch Cover, we have designed an insurance program tailored to real-world use, combining technology, insurance, and an exclusive customer experience so that watch protection finally matches its value.”
Benjamin Robert, CLEVER
“Insurance companies must seize the opportunities offered by new technologies. The support of a trusted third party specializing in obtaining reliable data is essential for digitizing international watch coverage. Watch Cover shows that an insurer can innovate while remaining rigorous.”
Mathias Manguin, HISCOX
Press contacts
Justine BAUD
presse@watchcoverinsurance.com
About us
WATCH CERTIFICATE™
Watch Certificate™ is the leading platform for digital watch passports, centralizing certified data ranging from authenticity to market value and history. This trusted framework helps combat fraud and automatically verifies watch information with Watch Cover, facilitating compensation in the event of a claim.
HISCOX
Hiscox is an international insurer specializing in valuable and collectible items. With recognized expertise in protecting precious objects and high-end homes, Hiscox develops tailor-made solutions for both individuals and professionals. Hiscox bears the risk under the Watch Cover program.
CLEVER
CLEVER is an insurance consulting and brokerage firm that supports its clients as an outsourced insurance department for all their private/business property and casualty insurance matters, acting as an interface for them so that they have a single point of contact for their insurers and insurance intermediaries.
